If you make a payment in a non-euro currency: Which conversion is applied?

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When a payment is made in a non-euro currency, the exchange rate applied is the one prevailing at the exact time of the payment. This means that the system uses the exchange rate updated at that time to convert the transaction amount into the local currency or vice versa. It is important to note that exchange rates can change constantly due to economic and financial factors, so the final amount in the target currency may differ slightly from the initial transaction amount in the original currency.